Convertible loan as an investment tool
Тtraditionally, investment transactions are realized through ordinary loans or direct investments (creation of a joint venture or purchase of a stake in an existing company). Today we will consider a…

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Margin analysis: which areas and products bring in more money
Let's imagine that confectioner Vasya Yagodkin sells one hundred cakes with raspberries and one hundred with currants every month. Raspberry ones bring him 50,000 rubles, and currants - only 30,000…

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Operating leverage: what happens to profit margins if revenues fall. And if it grows up?
Usually business owners are interested in two interrelated indicators: revenue and profit. Revenue shows how much the company earned, and profit shows how much is left after deducting expenses. Most…

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8 reasons why a business is losing money out of the blue
When we start working with financial accounting in companies, the first thing we do is collect basic reports. Thus, we digitize the company. And thanks to this digitization, it is…

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When you can't do without an agency agreement
We have repeatedly talked about the pros and cons of an agency agreement (see, for example, here), pointing out the need for a deliberate approach to the use of the…

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light bulbs

Not a single share … And again about the motivation of top managers

Increasingly, we are faced with a request from business founders: we want to give top managers shares so that they receive a percentage of profits and are associated with the company with long-term interests.

Thanks to world practice, Google and Facebook for illustrative examples of such motivation.

However, often in such a request there is an illusion … an illusion of hopelessness for the very top manager whom we want to motivate. Continue reading

How to receive dividends regularly and without harm to the company

If the company makes a profit, then the owner of the business can receive dividends. But it is often not clear how much you can withdraw and how to do it correctly so that all the money does not suddenly run out.

At Boring Finance, we manage to do things in such a way that it is not scary. Today I will tell you step by step how the regular payment of dividends to our owners, Serezha Krasnov and Sasha Afanasiev, is organized. Continue reading

How do I get multiple deductions in one year?

Let us remind you that the tax deduction gives you the right to return the income tax previously paid to the budget or reduce the tax payable.

You can get a deduction only if you are a tax resident of the Russian Federation and pay personal income tax on a certain type of income. Until 2021, a deduction could be obtained for any type of income taxed at a rate of 13%. And since 2021, the rules have changed – now the list of income from which you can get a deduction has been significantly reduced. In addition to the salary received under employment contracts and GPC contracts, the calculation includes income received from the lease of property, from the provision of various services and some other income. Continue reading

Let's break it down into ions: writing off perishable food
The life cycle of a perishable can be from several hours to several years, but the shorter it is, the higher the risk of write-offs, so management must be clearly…

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Inheritance of shares in LLC
Shares in an LLC are inherited in the standard manner, like other property, including by will, inheritance contract. At the same time, partners often discuss what rights the heirs will…

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Sales management in an ERP system
The program implements commercial offers that allow you to record data on negotiations with customers to determine the composition of the nomenclatures and terms of sale. The order itself in…

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