Important changes for cardholders
Increased control over card transactions Even in that year, it became known about the amendments to the 115th law. Now banks are required to report to Rosfinmonitoring on the following…

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Internal IT: development and maintenance of software in the group of companies
Quite often, we see an “internal IT company” in the business structure, which performs a different range of functions - from developing on the 1C platform or writing proprietary warehouse…

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Sales management in an ERP system
The program implements commercial offers that allow you to record data on negotiations with customers to determine the composition of the nomenclatures and terms of sale. The order itself in…

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7 financial risks in business that can be worth millions
There are always risks in business, and there are many of them. Some cannot be influenced, for example, if the summer in the region turned out to be dry, agribusiness…

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Progressive tax rate
Tax base and set of tax bases When determining the tax base, all incomes of an individual that are received by him both in cash and in kind or the…

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currency agreement

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3 business analysis questions

Planning is the foundation of any business. Individual planned indicators or industry averages can be used as base ones. To understand whether the intermediate, final performance indicators for the reporting period correspond to these indicators, business analysis allows. Its results are taken into account when making managerial decisions.

Business analysis allows you to identify white spots in the conduct and  or accounting of financial and economic activities. He also solves the problem of finding reserves to eliminate errors and implement new projects. In addition, timely analytics contributes to effective financial result planning. Continue reading

Preferential loans for legal entities and individual entrepreneurs

The state provides loans to businesses for resuming operations and for expenses related to the borrower’s business activities. The funds issued are not earmarked; they can be used not only for wages, but also for the repayment of other loans and other purposes.

There is a limitation: the issued funds cannot be used to pay salaries if the amount exceeds the specified amount in the employment contract; spend the loan on the payment of dividends, buyback of own shares or shares in the authorized capital, charity. Continue reading

Cancellation of imposed insurance

The problem with the imposition of insurance on citizens has been taking place for more than a year. Anyone who has ever had to take a loan knows that the bank manager stubbornly offers insurance services to the last. The reason is simple – it is an important source of income for banks.

But formally do not dig: the bank and the insurance company are different legal entities. Theoretically, you can insure in any company. But only with the approval of the loan then problems may arise. But in person, and even more so in writing, no one will confirm that the denial of a loan is associated with the choice of another insurer. Continue reading

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Direct and indirect costs or why it is impossible to count net profit by line of business
In companies with several divisions and branches, it is difficult to calculate the profit of each. You can subtract all expenses from all income and get some value. But this…

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Progressive tax rate
Tax base and set of tax bases When determining the tax base, all incomes of an individual that are received by him both in cash and in kind or the…

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When you can't do without an agency agreement
We have repeatedly talked about the pros and cons of an agency agreement (see, for example, here), pointing out the need for a deliberate approach to the use of the…

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